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BackAK welcomes the proposed directive of the Commission because regulatory measures for payment accounts are in line with consumer policy demands AK has been advocating for years.
To ensure substantial progress in going beyond the long phase of self-regulation in the credit industry, BAK believes several central points should be governed directly in the directive. Under certain circumstances, the possible limitation for Member States to just one bank that has to offer the basic payment account might result in a situation where the current unsatisfactory status quo could be maintained.<br />
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Benedikta Rupprecht
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